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Cashless clubs

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Noah View Drop Down
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Post Options Post Options   Quote Noah Quote  Post ReplyReply Direct Link To This Post Posted: 13 Mar 19 at 4:23pm
The HISC system works really well. In exchange for giving the club money up front, cardholders get discount on food & drink. It means there's no need to take cash into the building, so no risk of theft from changing rooms when most peeps are on the water.
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piglet View Drop Down
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Post Options Post Options   Quote piglet Quote  Post ReplyReply Direct Link To This Post Posted: 14 Mar 19 at 9:00pm
HISC is manned by paid staff though.
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Post Options Post Options   Quote Oli Quote  Post ReplyReply Direct Link To This Post Posted: 15 Mar 19 at 1:02pm
essential to have good database managers for these pre-paid systems, they're great and think that all clubs could benefit from them, but unless they're 100% reliable, completely user friendly for volunteers to operate then they shouldn't be implemented.
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Post Options Post Options   Quote Jamie600 Quote  Post ReplyReply Direct Link To This Post Posted: 25 Mar 19 at 4:15pm
We could really do with a card reader, both the galley and bar are cash only however the bar 'allows' a tab to be started, on the understanding it is settled before leaving for the day.
In reality, the board behind the bar is covered in increasingly older notes along the lines of 'Dave owes 5' which never seems to get paid back
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Post Options Post Options   Quote Neptune Quote  Post ReplyReply Direct Link To This Post Posted: 25 Mar 19 at 7:59pm
I think the UK is behind the times in embracing cashless society, although we are catching up slowly.  Having spent a lot of time in Scandinavia and more recently China - contactless/ card and even mobile phone payments are often more readily accepted than cash in many places.  It shouldn't be that difficult to have a contactless card reader in most sailing clubs for bar and galley payments.
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maxibuddah View Drop Down
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Post Options Post Options   Quote maxibuddah Quote  Post ReplyReply Direct Link To This Post Posted: 26 May 19 at 10:00am
It wouldn't be difficult to have a card reader, it's just the costs that are associated with them that are. I'm not sure exactly what they are now but you must have seen the shops that say minimum spend of 5 to use a card? Down to the cost per transaction
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Post Options Post Options   Quote PeterG Quote  Post ReplyReply Direct Link To This Post Posted: 26 May 19 at 10:28am
Minimum spends on cards still exist in places, but they are hangers on, and outdated. Costs have come down a lot. I've had a lot of conversations with local traders since we lost our bank about whether they prefer cash or contactless payments. Nearly all favour the latter, even for sub 1 spends. By the time they take into account their time handling cash, paying it in and being charged for paying it in as business, cards are easier and probably cheaper for nearly any transaction. On a debit card the charge is 0.25-0.35%, plus and monthly charges. Size of transaction isn't really an issue, but you clearly need the turnover to cover the standing costs, but these days that's not much. Our club has just set up one to take cards in the bar, and is about to get another for food, and we're not a big club..
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maxibuddah View Drop Down
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Post Options Post Options   Quote maxibuddah Quote  Post ReplyReply Direct Link To This Post Posted: 26 May 19 at 11:55am
thats good news Peter. Our club is too small I fear, we don't even have a bar. I think the majority still pay subs by cheque even though we can do BACS
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Post Options Post Options   Quote IanW Quote  Post ReplyReply Direct Link To This Post Posted: 13 Jun 19 at 11:38am
We have gone to having contactless card reader at Lyme Regis, it now means that my wife can monitor my bar spending. Cry  No minimum transaction.
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Post Options Post Options   Quote H2 Quote  Post ReplyReply Direct Link To This Post Posted: 13 Jun 19 at 1:25pm
Just go to Square.com and get the reader for a small business.....like most small businesses do??
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